Hipmama emergency fund

Submitted by bleu7102 on Thu, 07/03/2008 - 2:32pm.

So, I think everyone is in agreement that this would be an awesome thing to have for our community. But I don't really know how to go about making it a reality. Basically, as far as I'm looking at it, it would take the community trusting one person to organize and handle the money. Paypal seems like the most logical place to have this account, most of us seem to be familiar with it and have accounts already. How comfortable is everyone with this? Is this something that can actually work, or would it be asking us too much to instill that kind of trust in one person. I think we all have a good respect and love for the other mamas here, but still, it's the internet.
So, thoughts, suggestions, ideas, anything? Or should we just stick to offering help to mamas as the need arises individually? I don't think there's anything wrong with that, of course. But we might be able to be of even more help when it's needed if we collect money over time and it builds up. So, let's discuss!!

Comment viewing options

Select your preferred way to display the comments and click "Save settings" to activate your changes.
Submitted by vkitty17 on Fri, 07/04/2008 - 4:55am.

This why I fucking love you ladies. So much. I love you so much. There has got to be a way to do it. Would you have to have one person be like a treasurer or something, and transfer money from the hipmama paypal to the mama-in-need paypal? Because if it was something we all had access to, that could lead to troubles. And it's a big responsibility too. Are any of you up for it? I'd volunteer, but I'm pretty unreliable lol.
http://startswithvee.wordpress.com

Submitted by summer mama on Thu, 07/03/2008 - 5:30pm.

You should email mamanopajamas, and Trula and see what they have done in the past for someone needing money. I know they will know the details.

Submitted by Strange Quark on Thu, 07/03/2008 - 5:09pm.

Why can't people just donate money into their paypal account? That's what's always happened in the past.
It takes 5 minutes to set up a paypal account.

"Fundamentally the markswoman aims at herself" DT Suzuki

Submitted by bleu7102 on Thu, 07/03/2008 - 6:06pm.

They can. That is easier and I know it's happened here before. I suppose my thoughts exactly weren't in the logics of actually getting the money to the person. I was just thinking of having a fund that we could always have open for donations so we could have more to give to more people. Like, right now, I could spare about $20, but next month, who knows? But if I put $20 in a fund everytime I had it, imagine how fast that would add up? And if we all did it? Imagine all the mamas in need we could help, who are about to be evicted or lose their car, etc.

I don't know, it was just something that other mamas had shown interest in, so I thought it was worth brainstorming. I wasn't trying to make it more complicated. Maybe it's just something that's not going to work.

BleuRoo Handcrafted Sweetness
http://bleuroo.etsy.com

Submitted by mommymash on Fri, 07/04/2008 - 2:28am.

you're so fucking cool! i think your idea is fantastic. i'm not sure exactly what the best way to go about it would be, since i don't even know how paypal works. but i bet you and the mamas here will figure it all out, and when you do let me know... i would love to throw in a few bucks when i can.

i applied today for a grant on 'modest needs'. if the hip mama emergency fund ever comes to fruition, i would imagine it being similar to that concept. maybe one of us (i would nominate dynamom, she seems to have her shit together pretty well!) could be in charge of fielding PMs from mamas who needed help and let us know what's up. i dunno, maybe that IS too complicated. eh, i give up. i don't know much about this stuff!

Submitted by bleu7102 on Fri, 07/04/2008 - 2:56am.

And you're fucking cool, too!

I know, it's going to take some working out the kinks to see if this is doable. But at least we've got a dialog going about it now. Maybe something will come of it one day.

BleuRoo Handcrafted Sweetness
http://bleuroo.etsy.com

Submitted by meeshel on Thu, 07/03/2008 - 4:45pm.

but I think it would be best if we just gave on an individual basis. It would be nice to have something set up, and all of the kinks worked out, to figure out how to get money to a mama when in need. That way we can bypass the fund and figuring out how to/who would maintain it.

However, I have no idea how to do that. It's just a theory. I'm not totally clear about how paypal can be used...

Check out my daily photo journal:
http://ocim.livejournal.com/

Submitted by bleu7102 on Thu, 07/03/2008 - 5:05pm.

Hmm, okay. So we could have someone who is willing to be in charge of setting up an account, but it be empty until someone is in need. Then when someone requests help, we could all donate to this one account, and the account holder would be in charge of getting it to the person in need.
We would still need an auditor type person so the account holder is held accountable, etc. I guess someone who has access to the account to so they can check to make sure everything is cool when money is coming in.

Paypal is pretty neat. You can sign up to send or receive money to anyone else who has it just by using their email. So, if you wanted to donate, you would just go on and send money to whatever email the account is under. Then, that money could be sent to the person in need either through paypal, or a check could be sent. The big trust issue comes up with the account holder, because their bank account would be tied into it. Like, if someone needed a check, the money that has been donated could be deposited into the account holder's bank account, and they could write the check and send it.
It does get kind of sticky.

BleuRoo Handcrafted Sweetness
http://bleuroo.etsy.com

Submitted by Creatress on Thu, 07/03/2008 - 3:18pm.

It wouldn't have to be just one person trusted--I mean, one person could be executor and another the auditor, so to speak. Check the balance and whatnot fairly regularly and make sure nothing looks amiss.

Paypal would probably be the best way to do it, I agree.

The thing I'm foreseeing as being a struggle is the decision-making as to who qualifies for help. And what's considered too much or whatnot. I mean not to be the crabass about these things, but you know that people could get snarky: "SHE only had problems with her rent being late three months in a row, and I got evicted, but she got more than I did..." Not that I think the recipients would really get assy about it, but maybe the givers would?

I feel as though there should be a way to facilitate giving without having to really publicize people's information...although I guess just the recipient having a PayPal account and putting the word out that help would be appreciated, then mamas could give as they feel moved.

*gears are turning*

24/MN. Queer, veg, AP mama to DD1.

Submitted by bleu7102 on Thu, 07/03/2008 - 4:54pm.

All very good points.
Having an auditor (or two) of the account would be a must, great idea.
And that's another thing, who's to decide who gets what? I suppose it could be that we just make it known that there is an emergeny fund, and if you need help contact so & so.
Ya know, we could even make it completely confidential who the auditors are, even from the executor. So no one could say, oh, they are friends so who knows what's going on with that money. And it wouldn't be public knowledge who got what amout.

Hmmm, okay. I'm envisioning this.
-Executor of account- sets up account, distributes money
-One or two auditors- is able to check on account regularly, etc.
-Liaison- communicates between executor and auditors, keeping things confidential, etc. I'm thinking the liaison could be the public face of the fund, the person that people could contact when in need, etc. Then they can contact the auditors and executor, etc.

Does any of that make sense? I got interupted while typing it all out, so it might not be cohesive.
Anyways, that's what I've got so far. Anyone else with any thought, ideas?

BleuRoo Handcrafted Sweetness
http://bleuroo.etsy.com

Comment viewing options

Select your preferred way to display the comments and click "Save settings" to activate your changes.