so with this insurance debacle and me due to give birth at any moment, the home birth option is looking so much better to DH. he was so against it when we were discussing birth options months and months ago, but now for purely financial reasons, i can't tell if he's seriously considering it. my MIL is friends with mother-daughter midwives(which had she told me this months ago, i would have been working on this angle then), is it too late to change my mind? is it bad form to switch now and for what are mainly financial reasons? and how does the midwife situation work with birth certificates, etc.? i am kicking myself for not pushing the home birth option months ago. not to mention it would be so nice to have this sorted so i'm not freaking out every time i have a small contraction or twinge.